Disclaimer
Past performance does not guarantee future results.
Financial planning involves risk and individual circumstances may vary significantly.
General Disclaimer
The information provided on this website is for general informational purposes only and should not be considered as professional financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability of the information contained on this website.
This disclaimer applies to all content, services, and materials available through jovinarexius.com and any associated platforms or communications.
Information Accuracy
We endeavor to keep the information on this website accurate and current. However, we cannot guarantee that all information is completely accurate, complete, or up-to-date at all times.
- Market conditions and financial regulations may change without notice
- Individual financial circumstances vary and require personalized assessment
- External factors may affect the relevance of general information provided
Limitation of Liability
To the fullest extent permitted by Australian law, jovinarexius excludes all liability for any loss or damage arising from your use of this website or reliance on the information provided.
We shall not be liable for any direct, indirect, incidental, consequential, or punitive damages, including but not limited to:
- Loss of profits or revenue from financial decisions
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- Any damages exceeding the amount paid for our services
Professional Advice Disclaimer
The content on this website does not constitute professional financial advice and should not be relied upon as such. Always consult with qualified financial professionals before making significant financial decisions.
Individual consultations are discussions only and do not constitute formal financial advice or recommendations.
External Links
This website may contain links to external websites that are not under our control. We are not responsible for the content, privacy policies, or practices of any third-party websites.
Use of external links is at your own risk and we recommend reviewing their terms and conditions before proceeding.
Financial Planning Disclaimer
Our subscription service provides general financial planning discussions and analytical reviews. All financial decisions remain solely with the individual client.
Individual results may vary significantly based on personal circumstances, market conditions, and implementation of discussed strategies.
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Governing Law and Jurisdiction
This disclaimer is governed by the laws of Australia, and any disputes shall be subject to the jurisdiction of Australian courts.
State and Territory Variations
Where applicable, local state and territory laws may apply in addition to federal Australian legislation.
- New South Wales consumer protection laws apply to NSW residents
- Victorian financial services regulations apply to Victorian clients
- Queensland fair trading legislation applies to Queensland residents
Changes to This Disclaimer
We reserve the right to update this disclaimer at any time without prior notice. Changes become effective immediately upon posting to the website.
Severability
If any provision of this disclaimer is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
Contact Information
For questions about this disclaimer or our services, please contact us using the following information:
jovinarexius
127 Collins Street, Melbourne VIC 3000, Australia
This disclaimer was last updated on August 29, 2025.: This disclaimer was last updated on August 29, 2025.:
This disclaimer was last updated on August 29, 2025.: This disclaimer was last updated on August 29, 2025.
This disclaimer was last updated on August 29, 2025.